Privacy Policy

  1. At https://financial-planning-for-retiree.trustedstandard.com, known as Financial Planning for Retiree (‘the Company’ or ‘we’), your privacy is of utmost importance and your data is diligently protected in adherence to this Privacy Policy. This document details our approach to handling personal data responsibly, in alignment with privacy standards such as Canada’s PIPEDA, Quebec Law 25, the EU’s GDPR, Brazil’s LGPD, California’s CCPA/CPRA, Colorado’s CPA, Utah’s UCPA, Connecticut’s CTDPA, Virginia’s VCDPA, South Africa’s POPIA, and others.

  2. This Privacy Policy governs all activities involving our website, applications, services, and products. It is important to note that this policy does not apply to external platforms, applications, or services accessible through links on our platform, each of which has its own privacy policy.

  3. Our Privacy Policy covers your interactions with us when:

    • You use our applications and services as a registered user.
    • You visit our websites that display this Privacy Statement.
    • You communicate with us, including receiving newsletters, emails, calls, or texts/SMS from us.

  4. We collect various forms of personal data to enhance your experience, manage our services, and comply with legal obligations. These include but are not limited to:

    • Account Information: Usernames, passwords, contact details.
    • Payment Information: Payment card numbers, bank account information.
    • Financial Information: Assets, income, expenses, investment details.
    • Purchase Information: Records of products or services purchased.
    • Mobile Device Identifiers: Unique device identifiers, advertising IDs.
    • Location Data: Physical location data derived from your device.
    • Feedback: User feedback on our products and services.
    • Social Media Information: Profile information when you choose to link your account with us.
    • Product Information: Details about the financial products you use or inquire about.

  5. This personal data is collected through various means, including user-provided information, automated technologies like cookies, and from third parties under their respective privacy policies.

  6. We employ cookies on our website to enhance user experience and for analytics purposes. These cookies are categorized into:

    • Strictly Necessary Cookies: Essential for the website to function correctly.
    • Preference Cookies: Store user preferences for a more personalized experience.
    • Analytics Cookies: Help us understand how our website is used, allowing for improvements in performance and design.
      Users can manage their cookie preferences using our dedicated Cookie Manager.

  7. We retain your personal data as long as necessary to fulfill the purposes for which it was collected or as required by law. Upon completion of these purposes and after satisfying legal requirements, we delete or anonymize the information.

  8. To safeguard your personal data, we implement a range of organizational and technical measures. These include encryption of communications and the use of secure third-party processing services to ensure that your data is handled safely.

  9. We recognize the importance of children’s privacy and do not knowingly collect personal data from individuals under 18 years of age without consent from a parent or guardian.

  10. You have a set of rights concerning your personal data, which may include:

    • Accessing your personal data.
    • Rectifying inaccurate personal data.
    • Erasing your personal data in certain circumstances.
    • Restricting the processing of your personal data.
    • Transferring your personal data to another entity.
    • Objecting to certain types of processing.
    • The right to non-discrimination for exercising your privacy rights.
    • Filing an appeal or complaint with our privacy team.
    • Withdrawing consent at any time where consent was previously provided.

  11. Our Privacy Policy may be updated from time to time, and we will post any changes on our website.

  12. For inquiries, unsubscribe requests, or data-related concerns, please contact our privacy team via email at [email protected] or through written correspondence to the address provided on our website.